The best time to apply for these popular American Express credit cards based on offer history

The best time to apply for these popular American Express credit cards based on offer history

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One of the best causes to apply for a travel rewards card is the welcome offer. Often, you’ll be able to earn tens of hundreds of factors or miles throughout the first few months of opening a brand new card by hitting sure minimum spending requirements.

However, welcome gives change all of the time, and a part of any profitable journey rewards technique is understanding when it’s the proper time to apply for a selected card. After all, you would not need to miss out on a haul of bonus factors by making use of too early — or too late.

For extra TPG information, offers and suggestions, download the free TPG app.

Without monitoring the welcome gives on particular cards over time, nonetheless, you won’t have the context you want to know whether or not a specific offer is value making use of for at any given second.

Luckily, we have accomplished that work for you and monitored a number of the most popular travel rewards and cash-back cards to offer you bonus ranges and a few clear benchmarks for when you must think about making use of for every.

You can even verify our steadily up to date record of the best increased card offers to apply for.

In this submit, we’ll focus on American Express, which fields a number of the best cobranded and proprietary rewards cards obtainable from any issuer.

Best American Express welcome gives

Here are a number of the most popular Amex cards, a snapshot of every one’s welcome offer ranges and a few steering on when you must apply for every. Just notice that we’re solely discussing publicly-available welcome gives, although some people would possibly obtain focused gives with extra bonus factors or money again. Additionally, a number of the gives talked about beneath is probably not obtainable at this time.

Card Best welcome offer we have seen When to apply
The Platinum Card® from American Express 100,000 bonus factors after you spend $6,000 on purchases throughout the first six months of card membership. Plus, earn 10 factors per greenback on “Shop Small” purchases within the U.S. and at eating places worldwide, on up to $25,000 in mixed purchases, additionally within the first six months of card membership Over 75,000 factors
The Business Platinum Card® from American Express 150,000 bonus factors: 100,000 after you spend $5,000 on eligible purchases with the cardboard within the first three months of card membership and one other 50,000 bonus factors after spending $15,000 complete within the first three months Over 100,000 factors
American Express® Gold Card

100,000 bonus factors after you spend $4,000 on purchases within the first six months of card membership

Over 60,000 factors
American Express® Business Gold Card 130,000 bonus factors after you spend $20,000 on purchases throughout the first six months of card membership Over 70,000 factors
American Express® Green Card 60,000 bonus factors after you spend $2,000 on purchases on your new card throughout the first six months of card membership. Plus, earn 20% again on journey and transit purchases in your first six months, up to $200 again. Over 45,000 factors
Delta SkyMiles® Blue American Express Card 15,000 bonus miles after you spend $1,000 within the first three months of card membership Over 10,000 miles
Delta SkyMiles® Gold American Express Card 70,000-75,000 bonus miles after you spend $2,000 within the first three months of card membership Over 70,000 miles
Delta SkyMiles® Platinum American Express Card 90,000 bonus miles and 10,000 MQMs after you spend $4,000 within the first three months of card membership Over 90,000 miles
Delta SkyMiles® Reserve American Express Card 100,000 bonus miles after you spend $5,000 within the first three months of card membership Over 100,000 miles
Delta SkyMiles® Gold Business American Express Card Earn 80,000 bonus miles after you spend $6,000 in purchases on your new card in your first 6 months Over 70,000 miles
Delta SkyMiles® Platinum Business American Express Card 100,000 bonus miles after you spend $3,000-$4,000 within the first three months of card membership, plus a $100 assertion credit

 

Depends on the combination of bonus miles and assertion credit
Delta SkyMiles® Reserve Business American Express Card 110,000 bonus miles after you spend $6,000 within the first three months of card membership

 

Over 110,000 miles
Hilton Honors American Express Card 130,000 factors in complete: 80,000 Hilton Honors bonus factors after you spend $1,000 within the first three months of card membership, then earn one other 50,000 bonus factors after spending $5,000 complete on purchases within the first six months Over 80,000 factors (whether or not that is additional factors or a free evening)
Hilton Honors American Express Surpass® Card 180,000 bonus factors: 130,000 bonus factors after you spend $2,000 within the first three months of card membership, then a further 50,000 factors after spending a complete of $10,000 or extra on purchases within the first six months Over 130,000 factors
Hilton Honors American Express Business Card 180,000 bonus factors: 130,000 bonus factors after you spend $2,000 within the first three months of card membership, then a further 50,000 factors after spending a complete of $10,000 or extra on purchases within the first six months Over 130,000 factors
Hilton Honors American Express Aspire Card 180,000 bonus factors after you spend $6,000 within the first six months of card membership Over 150,000 factors
Marriott Bonvoy Brilliant® American Express® Card 150,000 Marriott Bonvoy bonus factors after spending $6,000 within the first three months of card membership, plus 50,000 bonus factors after staying six eligible paid nights at Marriott resorts Over 100,000 factors or three or extra free nights
Marriott Bonvoy Bevy® American Express® Card 125,000 Marriott Bonvoy bonus factors after spending $5,000 within the first three months of card membership, plus 50,000 bonus factors after staying six eligible paid nights at Marriott resorts Over 85,000 factors
Marriott Bonvoy Business® American Express® Card Five free evening awards, value up to 50,000 factors apiece, after spending $8,000 within the first six months of card membership Over 100,000 factors
Blue Cash Preferred® Card from American Express $350 money again (as a press release credit) after you spend $3,000 within the first six months of card membership Over $250 money again
Blue Cash Everyday® Card from American Express $200 money again (as a press release credit) after spending $2,000 within the first six months of card membership Over $200 money again

The data for the Hilton Aspire Card has been collected independently by The Points Guy. The card particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

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CardMatch Tool

It’s additionally all the time a good suggestion to verify the CardMatch tool to see in the event you is likely to be eligible for larger gives on particular cards, such because the Platinum Card® from American Express or the American Express® Gold Card. These focused gives can change at any time, nonetheless.

Read on for extra particulars on every of these cards and when to apply.

The Platinum Card® from American Express

THE POINTS GUY

The Amex Platinum Card has lengthy been probably the most popular premium cards on the market, thanks to a slew of luxury-skewing, value-added benefits that may save cardmembers cash on every part from airline charges to resort stays.

For particulars, learn our full review of the Amex Platinum card.

Highest welcome offer

The highest public welcome offer on the Amex Platinum Card was from July 2021 to January 2022.

At that time, candidates might earn 100,000 bonus factors after spending $6,000 on purchases throughout the first six months of card membership. Plus, they might earn 10 factors per greenback on “Shop Small” purchases within the U.S. and at eating places worldwide, on up to $25,000 in mixed purchases, additionally within the first six months of card membership. This may lead to a complete of 250,000 further factors.

Range of typical welcome gives

The offer above might web up to 350,000 complete factors, however the typical offer for this card ranges between 60,000 factors (after spending $5,000 within the first three months of card membership) to 100,000 bonus factors (after spending $6,000 within the first six months of card membership).

Current welcome offer

Earn 80,000 factors after you spend $8,000 on purchases on your new card in your first six months of card membership. Learn more.

When you must apply

In normal, intention to apply for this card provided that its welcome offer tops 75,000 bonus factors, and it needs to be a no brainer on the 100,000-point mark, relying on the spending necessities.

The Business Platinum Card® from American Express

THE POINTS GUY

The Amex Business Platinum usually extends much more profitable welcome gives than its private counterpart and gives most of the identical luxurious perks, although a few of its statement credits are targeted on typical enterprise expenditures.

To be taught extra concerning the card and its perks, learn our full review of the Amex Business Platinum card.

Highest welcome offer

The highest welcome offer we have seen for the Amex Business Platinum lately was up to 150,000 bonus factors: 100,000 after spending $5,000 on eligible purchases with the cardboard within the first three months of card membership and one other 50,000 bonus factors after spending $15,000 complete within the first three months.

Range of typical welcome gives

Usually, the Amex Business Platinum card gives between 75,000 and 100,000 bonus factors after assembly varied spending necessities within the $15,000-$20,000 vary.

Current welcome offer

Earn 120,000 Membership Rewards factors after you spend $15,000 on eligible purchases throughout the first three months of card membership. Learn more.

When you must apply

Any time this card’s welcome offer tops 100,000 factors, it is value contemplating. But in the event you get an offer — focused or public — for 120,000 factors or above, do not wait.

American Express® Gold Card

THE POINTS GUY

This card is a superb on a regular basis alternative for foodies because it earns 4 factors per greenback at restaurants worldwide in addition to on up to $25,000 in purchases per calendar 12 months at U.S. supermarkets (then 1 per greenback). However, it has additionally fielded some excellent welcome gives.

Learn extra about why that is considered one of our favourite all-around journey rewards cards in our full review of the Amex Gold card.

Highest welcome offer

The best public welcome offer we have seen on this card was short-lived. In June 2022, the Amex Gold upped its welcome offer for new candidates to 100,000 bonus factors after they spent $4,000 on purchases within the first six months of card membership. It solely lasted a number of days.

Range of typical welcome gives

More usually, this card gives 25,000-60,000 bonus factors after spending between $2,000 within the first three months to $4,000 within the first six months. Thus, while you apply could make an enormous distinction.

Current welcome offer

Earn 60,000 factors after you spend $6,000 on purchases on your new card in your first six months of card membership. Learn more.

When you must apply

Consider making use of when the welcome offer is above 60,000 factors, and significantly take into consideration hitting that “apply” button any time it tops 75,000 factors.

American Express® Business Gold Card

THE POINTS GUY

The Amex Business Gold card is nice for small companies, thanks to its strong earning structure, which racks up 4 factors per greenback on your high two eligible spending classes every month (on up to $150,000 in purchases per calendar 12 months, then 1 level per greenback). It additionally recently underwent an overhaul, unveiling new perks that instantly took impact for each new and current cardmembers. But it additionally has offered some great welcome gives previously.

For extra data on its different perks, learn our full review of the Amex Business Gold card.

Highest welcome offer

This card beforehand supplied up to 130,000 bonus factors after you spend $20,000 on purchases throughout the first six months of card membership, however not all candidates have been eligible.

Range of typical welcome gives

Oftentimes, the welcome offer for this card hovers across the 70,000-90,000-point mark after you spend $10,000 on purchases within the first three months.

Current welcome offer

Earn 70,000 factors after you spend $10,000 on eligible purchases along with your card within the first three months of card membership. Learn more.

When you must apply

If you see an offer for this card over 70,000 factors with a spending requirement that you just and your small enterprise can simply hit, it is most likely value making use of. And in the event you get an offer for 90,000 factors or extra, that needs to be a accomplished deal.

American Express® Green Card

THE POINTS GUY

The American Express Green Card offers a compelling providing within the mid-tier journey class. With 3 factors per greenback on broader journey, eating places and transit, in addition to annual assertion credit for Clear and LoungeBuddy that greater than cowl its annual payment, the Green from Amex is a card that fashionable vacationers ought to think about

For extra data on its different perks, learn our full review of the Amex Green.

Highest welcome offer

The highest offer we have seen on this card was 60,000 bonus factors after you spend $2,000 on purchases on your new card throughout the first six months of card membership. Plus, earn 20% again on journey and transit purchases in your first six months for up to $200 again.

Range of typical welcome gives

Often, the welcome offer for this card sits at 45,000 bonus factors after you spend $2,000 on purchases on your new card throughout the first six months.

Current welcome offer

Earn 40,000 bonus factors after you spend $3,000 on purchases on your new card throughout the first six months of card membership.

When you must apply

If you see an offer for this card over 45,000 factors, it is value making use of.

The data for the Amex Green Card has been collected independently by The Points Guy. The card particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

Delta SkyMiles® Blue American Express Card

Delta’s most simple cobranded Amex card nonetheless packs a punch because it earns 2 miles per greenback on Delta purchases and at eating places worldwide.

For extra data on this card’s different options, learn our full review of the Delta Blue Amex.

Highest welcome offer

This card has often upped its welcome offer to 15,000 bonus miles after you spend $1,000 within the first three months of card membership.

Range of typical welcome gives

More usually, this card gives simply 10,000 bonus miles after you spend $500 on purchases within the first three months.

Current welcome offer

Earn 10,000 bonus miles after spending $1,000 in purchases on your new card in your first six months of card membership. Learn more.

When you must apply

Anytime this card raises its welcome offer above the standard 10,000 miles, it is going to be value contemplating.

Delta SkyMiles® Gold American Express Card

THE POINTS GUY

The benefits-rich Delta Gold Amex is a robust earner, racking up 2 miles per greenback on Delta purchases, at U.S. supermarkets and eating places — together with takeout and supply within the U.S.

For extra data on why this is likely to be the best choice for Delta flyers, learn our full review of the Delta Gold Amex.

Highest welcome offer

The highest public gives on this card normally present 70,000-75,000 bonus miles after $2,000 in spending within the first three months of card membership. Sometimes, these gives embrace a $0 introductory annual payment the primary 12 months, then $150 (see rates and fees).

Range of typical welcome gives

Usually, this card gives between 35,000-40,000 bonus miles after you make $1,000 in purchases throughout the first three months. Sometimes these gives embrace a $0 introductory annual payment the primary 12 months, then $150.

Current welcome offer

Earn 70,000 bonus miles after you spend $3,000 in purchases on your new card in your first six months of card membership. Offer ends March 27. Learn more.

When you must apply

This card tends to elevate its welcome offer to 70,000 bonus miles a number of occasions a 12 months, however solely for a restricted time. When it hits that quantity, be prepared to apply.

Delta SkyMiles® Platinum American Express Card

THE POINTS GUY

Though it has the next annual payment of $350 (see rates and fees), the Delta Platinum Amex additionally gives elevated incomes charges, accruing 3 miles per greenback on Delta purchases and purchases made instantly with resorts, 2 miles per greenback at U.S. supermarkets and on eating at eating places together with takeout and supply within the U.S., and 1 mile per greenback on different purchases.

For extra data on why this card deserves a spot in your pockets, learn our full review of the Delta Platinum Amex.

Highest welcome offer

The Delta Platinum Amex periodically gives 90,000 bonus miles, probably together with 10,000 Medallion Qualification Miles (MQMs), after $4,000 in spending within the first three months of card membership. However, it is value noting that MQMs have been changed with Medallion Qualification Dolllars (MQDs) as a qualification metric for elite standing as a part of Delta’s overhaul of the Medallion program.

Range of typical welcome gives

Usually, this card gives simply 40,000-50,000 bonus miles, presumably together with 5,000 MQMs towards elite standing, after you spend $2,000 or $3,000 within the first three months.

Current welcome offer

Earn 90,000 bonus miles after you spend $4,000 in purchases on your new card in your first six months of card membership. Offer ends March 27. Learn more.

When you must apply

If the offer is above 80,000 miles, think about making use of; nonetheless, the welcome offer normally varies and is lower than 80,000 at different occasions.

Delta SkyMiles® Reserve American Express Card

THE POINTS GUY

The essential advantage of Delta’s high-end cobranded card is that cardmembers obtain complimentary entry to Delta Sky Clubs and Amex Centurion Lounges when touring on a same-day Delta-marketed or -operated flight. But it has loads of advantages past that.

Effective 2/1/25, Reserve cardmembers will obtain 15 visits per 12 months to the Delta Sky Club; to earn a vast variety of visits annually beginning on 2/1/25, the full eligible purchases on the cardboard should equal $75,000 or extra between 1/1/24 and 12/31/24, and every calendar 12 months after that.

Find out extra in our full review of the Delta Reserve.

Highest welcome offer

Not way back, the cardboard raised its welcome offer to 100,000 bonus miles after $5,000 in spending within the first three months of card membership.

However, different gives previously offered 80,000 bonus miles plus 20,000 MQMs after you spend $5,000 within the first three months of card membership, interesting to people gunning for the upper Medallion ranges (although as a reminder, MQMs have been changed with MQDs and cardholders can earn 1 Medallion Qualification® Dollar for each $10 of purchases).

Current welcome offer

Earn 100,000 bonus miles after you spend $6,000 in purchases on your new card in your first six months of card membership. Offer ends March 27. Learn more.

Range of typical welcome gives

Usually, new candidates solely earn 40,000-5,000 bonus miles and 5,000-10,000 MQMs after spending $3,000 on purchases within the first three months.

When you must apply

Anytime the bonus miles on this card’s welcome offer high 80,000, it is a good time to apply.

Delta SkyMiles® Gold Business American Express Card

THE POINTS GUY

Don’t neglect about some profitable enterprise counterparts to Delta’s cobranded Amex cards, together with this robust earner.

Find out about all its advantages in our full review of the Delta Gold Business Amex.

Highest welcome offer

The highest offer, which seems fairly often, is 75,000-80,000 bonus miles after you spend $6,000 on purchases with the cardboard within the first six months.

Range of typical welcome gives

Usually, this card solely gives 30,000-50,000 bonus miles after you make $1,000-$2,000 in purchases within the first three months. It additionally generally peppers in varied assertion credit or rebates or has a $0 annual payment the primary 12 months, then $150 afterward (see rates and fees).

Current welcome offer

Earn 80,000 bonus miles after spending $6,000 in purchases on your new card in your first six months of card membership. Offer ends March 27. Learn more.

When you must apply

Wait till this card gives 70,000 bonus factors or extra to apply.

Delta SkyMiles® Platinum Business American Express Card

THE POINTS GUY

Like its private counterpart, the Delta Platinum Business Amex earns bonus miles on varied purchases, together with 3 miles per greenback on Delta purchases and 1.5 miles per greenback on purchases of $5,000 more (up to 50,000 bonus miles per calendar 12 months).

Read our full review of the Delta Platinum Business Amex for extra particulars.

Highest welcome offer

This card’s welcome offer has gone as excessive as 100,000 bonus miles (or 90,000 bonus miles plus 10,000 MQMs) after $3,000-4,000 in spending within the first three months of card membership, and it has even supplied a $100 assertion credit in some situations.

Range of typical welcome gives

More usually, this card gives 45,000-60,000 bonus miles and 5,000 MQMs (MQMs have been eliminated as a standing qualifying metric) after you spend $3,000 in purchases on your new card in your first three months of card membership.

Current welcome offer

Earn 100,000 bonus miles after spending $8,000 in purchases on your new card in your first six months of card membership. Offer ends March 27. Learn more.

When you must apply

If this card’s offer hits 90,000 bonus miles, you must hit that “apply” button.

Delta SkyMiles® Reserve Business American Express Card

THE POINTS GUY

This Delta Business Reserve gives most of the identical advantages as its private counterpart.

Read our full review of this small-business powerhouse to discover out extra.

Highest welcome offer

This card beforehand supplied 110,000 bonus miles after $6,000 in spending within the first three months of card membership.

Another high-quality offer offered 80,000 bonus miles, a $200 assertion credit and 20,000 MQMs after spending $5,000 on purchases within the first three months.

Range of typical welcome gives

More usually, this card gives 45,000-60,000 bonus miles and 10,000 MQMs after you spend $4,000 on purchases within the first three months. Sometimes, it additionally throws in a press release credit.

Current welcome offer

Earn 110,000 bonus miles after spending $12,000 in purchases on your new card in your first six months of card membership. Offer ends March 27. Learn more.

When you must apply

Whenever this card gives greater than 80,000 bonus miles, look nearer. If that determine tops 100,000 bonus miles, it is time to apply.

Hilton Honors American Express Card

THE POINTS GUY

The most simple of Hilton’s cobranded Amex cards is a superb alternative for people beginning out with journey rewards and resort factors.

Find out why this is likely to be the appropriate card in our full review of the Hilton Amex.

Highest welcome offer

This card has supplied a number of various kinds of “highest” welcome gives, the worth of which might rely on how you propose to use your earnings.

One offer offered 80,000 bonus factors after spending $1,000 on purchases throughout the first three months, plus one other 50,000 bonus factors after spending $5,000 complete on purchases within the first six months — a complete potential haul of 130,000 factors.

A second offer offered 70,000 bonus factors plus a free night reward after spending $1,000 on purchases within the first three months.

Range of typical welcome gives

This card usually proffers 80,000 bonus factors after you make $1,000 in purchases on the cardboard throughout the first three months.

Current welcome offer

Earn 100,000 Hilton Honors bonus factors after you spend $2,000 in purchases on the cardboard within the first six months of card membership. Offer ends April 17. Learn more.

When you must apply

If you see this card enhance its welcome offer above 80,000 factors (both via additional factors or a free evening), think about making use of.

Hilton Honors American Express Surpass® Card

An excellent alternative for Hilton loyalists, thanks to advantages like automatic Gold elite status, the Hilton Surpass has additionally prolonged some compelling welcome gives.

For extra particulars on the cardboard and whom it is likely to be proper for, take a look at our full review of the Hilton Honors Surpass.

Highest welcome offer

Although this card’s welcome offer phrases can differ dramatically, one of many best gives it had included up to 180,000 bonus factors, candidates might earn 130,000 bonus factors after spending $2,000 on purchases within the first three months, then a further 50,000 factors after spending a complete of $10,000 or extra on purchases within the first six months.

Range of typical welcome gives

The Hilton Honors Surpass usually gives 130,000 bonus factors after spending $2,000 on purchases within the first three months.

Current welcome offer

Earn 155,000 bonus factors after you spend $3,000 on purchases within the first six months of card membership. Offer ends April 17. Learn more.

When you must apply

If you see the Hilton Honors Surpass providing something greater than the standard 130,000 bonus factors — or providing perks like assertion credit, free evening certificates or waiving the annual payment for the primary 12 months with its welcome offer — think about making use of.

Hilton Honors American Express Business Card

THE POINTS GUY

The enterprise counterpart to the Hilton Honors Surpass, the Hilton Honors Business Amex, additionally has loads of enticing advantages for cardmembers. Find out extra about it in our Hilton Honors Business Amex review.

Highest welcome offer

The best welcome offer this card prolonged offered up to 180,000 bonus factors. Applicants might earn 130,000 bonus factors after spending $2,000 on purchases with the cardboard within the first three months, then a further 50,000 factors after spending a complete of $10,000 or extra on purchases within the first six months.

Range of typical welcome gives

Most days, you’ll be able to earn 130,000 bonus factors after you spend $3,000 on purchases within the first three months.

Current welcome offer

Earn 130,000 bonus factors after you spend $3,000 in purchases within the first three months of card membership. Learn more.

When you must apply

Whenever this card’s welcome offer exceeds its customary 130,000-point providing, it is value making use of.

Hilton Honors American Express Aspire Card

THE POINTS GUY

The top-tier card in Hilton’s Amex portfolio, the Hilton Honors Aspire comes with a number of annual assertion credit and computerized Hilton Diamond status.

For extra particulars, learn our full Hilton Honors Aspire review.

The data for the Hilton Aspire Card has been collected independently by The Points Guy. The card particulars on this web page haven’t been reviewed or offered by the cardboard issuer.

Highest welcome offer

The best offer we have seen is 180,000 bonus factors after you spend $6,000 on purchases within the first six months of card membership.

Range of typical welcome gives

This card normally gives 150,000 bonus factors after you spend $4,000 on purchases within the first three months of card membership.

Current welcome offer

Earn 175,000 Hilton Honors bonus factors after you spend $6,000 in purchases on the cardboard inside your first six months of card membership.

When you must apply

If you see the offer dip beneath 150,000 factors, think about ready to see if it rebounds; if it goes above 150,000 factors or gives a first-year $0 introductory annual payment, apply.

Marriott Bonvoy Brilliant® American Express® Card

THE POINTS GUY

Marriott’s luxury-focused Amex card gives advantages like computerized Marriott Bonvoy Platinum elite status and a free night award worth up to 85,000 points annually after renewal (sure resorts have resort charges).

For extra data on this benefits-rich card, learn our full Marriott Bonvoy Brilliant review.

Highest welcome offer

The best offer we have seen for the Marriott Bonvoy Brilliant is 150,000 Marriott Bonvoy bonus factors after spending $6,000 within the first three months of card membership, plus 50,000 bonus factors after staying six eligible paid nights at Marriott resorts.

Range of typical welcome gives

This card’s welcome offer normally hovers at 95,000 Marriott Bonvoy bonus factors after you employ your new card to make $3,000 in eligible purchases throughout the first three months of card membership.

Current welcome offer

Earn 185,000 Marriott Bonvoy bonus factors after you spend $6,000 in purchases on the cardboard in your first six months of card membership. Offer ends May 1. Learn more.

When you must apply

Whenever this card’s offer passes 100,000 factors, it is nicely value contemplating.

Marriott Bonvoy Bevy® American Express® Card

The Bonvoy Bevy gives mid-tier perks, together with computerized Gold Elite standing, strong points-earning at Marriott properties and elite evening credit.

For extra data on this card, learn our full Bonvoy Bevy review.

Highest welcome offer

The best offer for the Marriott Bonvoy Bevy is 125,000 Marriott Bonvoy bonus factors after spending $5,000 within the first three months of card membership, plus 50,000 bonus factors after staying six eligible paid nights at Marriott resorts.

Range of typical welcome gives

This card’s welcome offer normally sits at 85,000 Marriott Bonvoy bonus factors after you employ your new card to make $5,000 in eligible purchases throughout the first three months of card membership.

Current welcome offer

Earn 155,000 Marriott Bonvoy bonus factors after you employ your new card to make $5,000 in purchases throughout the first six months of card membership. Offer ends May 1. Learn more.

When you must apply

Whenever this card’s offer passes 85,000 factors, it is nicely value contemplating.

Marriott Bonvoy Business® American Express®

THE POINTS GUY

Small-business house owners who frequent Marriott’s properties will discover a lot to like concerning the Marriott Bonvoy Business Amex.

Check out our full review of the Marriott Bonvoy Business Amex for extra particulars on what makes this card stand out.

Highest welcome offer

The highest offer we have seen on this card offered 5 free evening awards, value up to 50,000 factors apiece, after spending $8,000 within the first six months of card membership.

Range of typical welcome gives

This card’s welcome offer averaged 125,000 factors in recent times. In the previous, it tended to be decrease — at both 75,000 after making $3,000 in purchases within the first three months or 100,000 bonus factors after making $5,000 in purchases within the first three months.

Current welcome offer

Earn three free evening awards, value up to 50,000 factors apiece, after you employ your new card to make $6,000 in eligible purchases throughout the first six months of card membership. Learn more.

When you must apply

Given this card’s welcome offer has fluctuated between 75,000-125,000 factors, strive to apply when it is on the larger finish of that spectrum — ideally at 100,000 or extra. Or when it gives three or extra free nights.

Blue Cash Preferred® Card from American Express

THE POINTS GUY

This is among the best cash-back cards presently obtainable, incomes 6% again on choose U.S. streaming subscriptions and on up to $6,000 in purchases per calendar at U.S. supermarkets (then 1%), 3% again on transit and at U.S. gasoline stations, and 1% again on different purchases. Cash again is acquired as Reward Dollars that may be redeemed for assertion credit.

For extra data on this card’s different options, learn our full review of the Amex Blue Cash Preferred.

Highest welcome offer

This card’s welcome offer would not differ a lot, however it has supplied up to $350 money again (as a press release credit) after you spend $3,000 in purchases throughout the first six months of card membership.

Range of typical welcome gives

This card normally gives $300 money again (as a press release credit) after you spend $3,000 in purchases throughout the first six months of card membership. However, this offer generally features a $0 introductory annual payment (then $95; see rates and fees).

It has additionally supplied 20% money again on Amazon.com purchases made on the cardboard throughout the first six months of card membership — up to $200 again — plus up to $150 money again (as a press release credit) after you spend $3,000 on purchases throughout the first six months of card membership.

Current welcome offer

Earn $250 again (as a press release credit) after you spend $3,000 in purchases on your new card throughout the first six months of card membership. Learn more.

When you must apply

Ensure the offer offers not less than $300 money again (as a press release credit). And if there is a $0 introductory annual payment, that is even higher.

Blue Cash Everyday® Card from American Express

THE POINTS GUY

Though its earnings aren’t as strong because the Blue Cash Preferred, the Blue Cash Everyday nonetheless racks up money again at a gradual clip.

Learn extra about this card and its advantages by studying our full review of the Amex Blue Cash Everyday.

Highest welcome offer

Frequently obtainable, this card’s best welcome offer offers $200 money again (as a press release credit) after you employ the cardboard to make $2,000 in purchases in the course of the first six months of card membership.

Range of typical welcome gives

This card normally gives both $150 money again (as a press release credit) after you spend $1,000 on purchases within the first six months of card membership or $200 money again (as a press release credit) after you spend $2,000 on purchases in the course of the first six months of card membership.

It has additionally supplied 20% money again on Amazon.com purchases made on the cardboard throughout the first six months of card membership — up to $150 again — plus up to $100 money again within the type of a press release credit after you spend $2,000 on purchases throughout the first six months of card membership.

Current welcome offer

Earn $200 again (as a press release credit) after you spend $2,000 in purchases on your new card throughout the first six months of card membership. Learn more.

When you must apply

Go for the simplest offer with a large amount of money again (not less than $200) and manageable spending ($2,000 or underneath).

Bottom line

Pay consideration to the welcome gives of any journey rewards cards you could be taken with, as gives can change steadily. Applying on the fallacious time might imply lacking out on hundreds of bonus factors or tons of of {dollars} in money again. On the opposite hand, making use of on the proper time might put much more rewards inside attain — presumably with out larger spending necessities.

Before making use of for any new card, take a look at the vary of its earlier welcome gives. Then, when an offer hits the upper finish of that vary, you’ll be able to really feel positive you are getting an awesome deal and making the appropriate alternative for your rewards technique.

For extra data on credit card bonus gives over time, see the next:

For charges and costs of the Delta Gold Amex, click on here.
For charges and costs of the Delta Gold Business Amex, click on here.
For charges and costs of the Hilton Honors Aspire, click on here.
For charges and costs of the Blue Cash Preferred, click on here.
For charges and costs of the Delta Platinum Amex, click on here.

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